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	<title>IT Engineer's Blog, Malaysia Life Tech Blog &#187; Investment</title>
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	<link>http://www.icalvyn.com</link>
	<description>Your Gateway To IT Engineer Knowledge, Life experience on Malaysia Tech Blog</description>
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		<title>What is Your Dream</title>
		<link>http://www.icalvyn.com/what-is-your-dream/</link>
		<comments>http://www.icalvyn.com/what-is-your-dream/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 04:00:50 +0000</pubDate>
		<dc:creator>calvyn</dc:creator>
				<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://www.icalvyn.com/?p=2110</guid>
		<description><![CDATA[It has been long time I not really sit down and blog about my life&#8230; I just prepare some nice article and post at my blog time to time, such as networking (basic networking term) and some linux related article too. Two week ago Wawasan University organize their carnival, and CIMB bank organize cashflow board [...]]]></description>
			<content:encoded><![CDATA[<p>It has been long time I not really sit down and blog about my life&#8230; I just prepare some nice article and post at my blog time to time, such as networking (<a href="http://www.icalvyn.com/basic-networking-terminology/">basic networking term</a>) and some <a title="linux article" href="http://www.icalvyn.com/category/linux/" target="_blank">linux related article</a> too.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img339.imageshack.us/img339/538/cashflowgameflatboardcr.jpg" alt="cash flow board game" /></p>
<p>Two week ago Wawasan University organize their carnival, and CIMB bank organize cashflow board game at there. It is the 1st time I experience my self from real <strong>cashflow board game</strong>. The game was nice, different feeling compare with the cash flow egame.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img253.imageshack.us/img253/8581/1intro.jpg" alt="cashflow 202" width="525" /></p>
<p>But I still prefer e-game . It won&#8217;t goes mistaken when do the calculation on the statement. For this cash flow financial game, it have 2 version, one is  cashflow 101, and cashflow 202. In my opinion, Cashflow 101 are very easy to play, while Cashflow 202 are a bit hard because the share market keep on going up and down all the time. While bad luck you get an opportunities in the wrong time, you will loss if you sell the share.</p>
<p>Let see some screen shoot on Cashflow 202 Egame<span id="more-2110"></span></p>
<p>Once you enter, you can choose to play cashflow 101 or 202 egame.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img254.imageshack.us/img254/4641/101n202.jpg" alt="cashflow 101 and 202" width="525" /></p>
<p>Access the main menu</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img254.imageshack.us/img254/4637/mainmenu.jpg" alt="cashflow mainmenu" width="525" /></p>
<p>Choose how many player you need. Maximum 5 player, you can choose to play with 4 more computer, or choose <strong>Hot Seat Multi Player</strong>. Can play with 4 more people.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img195.imageshack.us/img195/2058/playersq.jpg" alt="cashflow player" width="525" /></p>
<p>Every one have dream, after you choose the player, you need to choose your dream.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img248.imageshack.us/img248/2310/dreami.jpg" alt="choose dream" width="525" /></p>
<p>After choose a dream, you will randomly get a position, on the left will be your salary, and you just need to key in your name</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img248.imageshack.us/img248/7371/youm.jpg" alt="position" width="525" /></p>
<p>Tips: You can choose your position if you don&#8217;t like the one computer assign to you by just click &#8220;back&#8221; button, choose your dream again and hit &#8220;next&#8221; It will appear another position for you. Keep repeat the same step if you don&#8217;t like.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img515.imageshack.us/img515/7224/beatitweasel.jpg" alt="" width="525" /></p>
<p>Once you get doodad, you need to paid for it.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img39.imageshack.us/img39/2269/doodad.jpg" alt="doodad" width="525" /></p>
<p>Recently</p>
<p>You can trade option too, an additional game compare to cashflow</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img149.imageshack.us/img149/8360/options.jpg" alt="option trading" width="525" /></p>
<p>The share can bust up and down any time.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img253.imageshack.us/img253/866/sharesgonebust.jpg" alt="share" width="525" /></p>
<p>You can check on the stock chart too</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img444.imageshack.us/img444/2861/stockchart.jpg" alt="stock chart" width="525" /></p>
<p>At the end, who out of rat race, goes into fast track, and archieve the dream will be the winner.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://img174.imageshack.us/img174/6464/argh.jpg" alt="winner" width="525" /></p>
<p>Recently I plan to <strong>purchase a set of Cashflow 101 and 202 egame</strong>, cost about $150USD, and <strong>organize cashflow hot seat session at week end</strong>. Any one from Penang interested to experience cashflow 202 egame can just email me ClickMe[At]iCalvyn.com</p>
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		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>Banking Joke</title>
		<link>http://www.icalvyn.com/banking-joke/</link>
		<comments>http://www.icalvyn.com/banking-joke/#comments</comments>
		<pubDate>Mon, 20 Aug 2007 16:05:49 +0000</pubDate>
		<dc:creator>calvyn</dc:creator>
				<category><![CDATA[iCalvyn Life]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://blog.icalvyn.com/banking-joke/</guid>
		<description><![CDATA[~Guys, this is just a joke, don&#8217;t take it serious~ Today, when i am having TT (teh tarik a.k.a Drink Tea) with my friend. I heard a conversation between a father and son Father: Son, do you know why PUBLIC BANK name it &#8220;Public&#8221; Bank? Son: Mean the bank open to public, open to all [...]]]></description>
			<content:encoded><![CDATA[<p><strong>~Guys, this is just a joke, don&#8217;t take it serious~</strong></p>
<p>Today, when i am having TT (teh tarik a.k.a Drink Tea) with my friend. I heard a conversation between a father and son</p>
<blockquote><p><strong>Father:</strong> Son, do you know why PUBLIC BANK name it &#8220;Public&#8221; Bank?</p>
<p style="text-align: center"><img src="http://www.pbebank.com/en/en_content/images/logo_pbb.gif" /></p>
<p><strong>Son: </strong>Mean the bank open to public, open to all citizen in Malaysia</p>
<p><strong>Father: </strong>Yes, you are right, then do you know recently there are another Bank also have a name with similar purpose?</p>
<p><strong>Son:</strong> er&#8230;National Bank?</p>
<p><strong>Father:</strong> nope, National Bank open long time already, not recently.</p>
<p><strong>Son:</strong> er&#8230; no idea, what is the name?</p>
<p><strong>Father:</strong> CIMB bank lo~</p>
<p style="text-align: center"><img src="https://www.cimbclicks.com.my/wps/PA_1_6Q5SD1F21O5UB02PJ3I9NJ2000/images/cimb_bank_logo.gif" height="51" width="188" /></p>
<p><strong>Son: </strong>why?&#8230;</p>
<p><strong>Father:</strong> CIMB stand for CINA INDIA MALAYU BANGALI (Chines, indian, malay, Bengali)</p>
<p><strong>Son:</strong> Oh..this is what CIMB Bank Mean&#8230;</p></blockquote>
<p>OMG, this is creative&#8230; and really this for type of people are the Majority in Malaysia</p>
<blockquote></blockquote>
]]></content:encoded>
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		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Do you Invest?</title>
		<link>http://www.icalvyn.com/do-you-invest/</link>
		<comments>http://www.icalvyn.com/do-you-invest/#comments</comments>
		<pubDate>Sat, 26 May 2007 03:57:30 +0000</pubDate>
		<dc:creator>calvyn</dc:creator>
				<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://blog.icalvyn.com/?p=59</guid>
		<description><![CDATA[When people talking on &#8220;Invest&#8221;, we could categories it to few part, either in energy, time, money or etc. I do invest, in a lot of thing. New Fund from Public Mutual Pass few week, I realize Public Bank are launching a new Unit Trust call PB ASEAN Dividend Fund, i have went to make [...]]]></description>
			<content:encoded><![CDATA[<p>When people talking on &#8220;Invest&#8221;, we could categories it to few part, either in energy, time, money or etc. I do invest, in a lot of thing.</p>
<p><strong>New Fund from Public Mutual</strong><br />
Pass few week, I realize Public Bank are launching a new Unit Trust call <strong><a rel="nofollow" href="http://www.publicmutual.com.my/page.aspx?name=pbadf" target="_blank">PB ASEAN Dividend Fund</a>,</strong> i have went to make some inquiry on the help desk when i am saving part of my salary into FD (Fix Deposit) pass 2 week. The customer service personnel explain the fund and i also make some research.</p>
<p><strong>Making Money already</strong><br />
So far, Public bank offer 0.25 cent per unit of Unit trust, and i can see the record, most of the other fund no matter launch last year or few year back, all are above 0.25cent, that mean they are making money. Even a new fund launch on January 2007 (PB Islamic Asia Equity Fund, buy 0.2560, sell 0.2726), are making money already.</p>
<p><strong>How i get start as Investor </strong><br />
I have learn on investing during late 2005 and early 2006, just after i read a book name &#8220;Rich Dad Poor Dad&#8221; write by Robert Kiyosaki, i am curious on how to become a successful investor, so that i start to learn on it.</p>
<p>Once of my friend who work at Unit Trust Company and also a insurance agent, know that i am interested on investment, she was invite me to join their Unit Trust Discussion and Training last year. The location was at Ampang, every Monday 7pm. That time i was at KL and still study my last semester. At there, i learn how Unit Trust work and some good or bad about it. Most of the people out there are miss understand on it and critic that Unit Trust are useless, because they don&#8217;t have knowledge on it.</p>
<p><strong>Fund that I bought<span id="more-59"></span></strong><br />
After i learn some of the basic knowledge, with my friend advice, i am started to invest. People are very curious that why i able to invest although I am still a student, the answer will always be &#8220;i am a good saver&#8221;.</p>
<p><strong>Pacific Dana Aman &#8211; My 1st fund</strong><br />
I have invest RM500 into <strong>Pacific Dana Aman,</strong> if not mistaken, that time when i buy, the price is around MYR0.42 to MYR0.45. Now the price is MYR0.52, i have already make money on to this investment</p>
<p>i have also purchase a new fund launch by Pacific Mutual after i bought Pacific Dana Aman, this new fund is <strong>Pacific Asia Brands Fund</strong>, current selling price are MYR0.50, if i sold all, no loss no gain. This fund not perform good.</p>
<p>3rd fund that i have purchase is <strong>HLG Asiapacific Dividend Fund</strong>, it also a new fund when i purchase, i get know when i at the training center, according to the introduce, this fund are manage by a s&#8217;pore company call Schroders, and this company currently manage a fund that exacly same profile with HLG Asiapacific Dividend Fund, are making money already. With this point, i already decided to invest. Current selling price is MYR0.55, i am also making money from this fund.</p>
<p>For this <strong>PB ASEAN Dividend Fund, </strong>it is worth for me to have a try, in the initial offer period, once you purchase, Public mutual will free you extra1 % of the unit your purchase. The closing date for this fund will be on 28th May, this coming Monday.</p>
<p>if you plan to invest, or want to learn to become a investor, Unit Trust are the stepping Stone for you. This is a good opurtunity for you to have a try.</p>
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