vs

Credit card bring harm?
Credit card, see like very useful in the movie. Taking money out from pocket or wallet seen like out dated . According to the research, alot of people now a days owing credit card, some of the country declaire their resident owing credit until get sue by bank and bankrupt. Does credit card bring harm to us?… i dont think so.

Pay Pal need Credit Card to verify
Last year, around end of October to the benning of November, i purchase Pay Pal fund from a person at lowyat.net, his name is “LokGP”. This person is recommend by once of my class mate - CYC ; after few private message(PM) with LokGp on all the detail, the rate was 1:3.5 , i imediate bank in RM28 to his account, less then 2 days, he transfer Pay Pal fund USD8 for me…Damm, i cant accept the Pal Pal fund. Imediate i PM him and post my problem at forum, i found that to accept Pay Pal Fund, i must have a credit card to verify my Pay Pal account.

Public Bank’s Debit Card
After the research, i found that Debit card also can be use. so i went to apply a Debit card from Public bank, it took around 3 week time to process, i have to make a deposit of RM25 and cost me few buck of stampling  fees. It is more safety then Credit Card, why?… u can just make a deposite on any amount u want, if the card get use by other, the Maximum loss also the amount in the Card. that is the benefit of Debit Card, no future money insite. Some more have 0.5% of bonus for every ringgit you spend.

So apply once and enjoy feeling on Swapping Credit Card!!!  hihi… the feeling are nice, when i use it for my 1st purchase, feel like no need spend a single cent and able to get the stuff with just a swap. I think this feeling are killing alot people, bring alot debt to them.

Here is some information on Public Bank Debit Card Remember, dont simply spend money. “Rich come from think infinity instead of think twice before you spend a single cent”